You want to get out of debt.
We can show you how.

Unsecured loans are too costly and minimum payments keep you from catching up on your debt. You want to pay off your debt—not get more of it.

We can help. It’s what we do, every day, for people just like you.

This will not affect your FICO© score.

A transparent process.

Proven one client at a time.

The Commonwealth Group has helped thousands of people just like you resolve their burdensome debt. We work directly with your creditors in your behalf to restructure how much you owe and the timeframe in which you have to pay it—all within a monthly budget you can afford.

Here’s how it works:



Review your current situation.
One of our Program Consultants will review your financial situation and explain the options available to you. This is a FREE, no obligation consultation.


Create a customized program.
We will develop a program specifically designed to support your personal and financial needs.


Personal touch.
Meet face-to-face with a representative from the firm to review the details of your customized program.


Save funds to settle your accounts.
You make monthly deposits into a dedicated FDIC insured savings account that you control.


We negotiate settlements in your behalf.
As money builds in your account, we contact your creditors and negotiate a reduction in the balances owed. Occasionally, we may confer with you during this process.

NOTE: All of our proceedings are under the supervision and guidelines of the firm’s language.

To apply, you’ll simply need:

  • Full Name
  • Current Address
  • Unsecured Debt
  • Income

You have debt.

We have a tried-and-true solution.

Your focus should be paying off your debt as quickly as possible and at the lowest cost to you. But if you continue to pay only your minimums, you could pay two or three times more than what you originally borrowed. And depending upon the amount of debt and the payment terms, 10, 15, maybe even 30 years to pay it back! This is not a plan.

Make the smart financial decision and restructure your debt based on terms you can afford and pay less than what you currently owe. By completing our program, you could save thousands of dollars and be debt free sooner than you ever thought possible.

Now that’s a plan!

See what a few of our clients have to say about us!

Real people who are here for you

You learn a lot helping thousands of people resolve their financial burdens while managing millions of dollars of debt. In fact, by putting our clients first, The Commonwealth Group has become a trusted leader in the industry.

Our experienced, friendly team is here for you—real people who’ve been helping those in financial need for years. What’s more, in a world of automated phone systems, auto-attendants, and virtual receptionists, it’s nice to know that you can personally connect with your dedicated representative whenever you have questions.

Every day we are working for you—not for the credit card companies, debt collectors, or lenders. Our primary mission is to help you take control of the debt that’s taken control of your life with a personalized debt restructuring program that is specifically designed to help you achieve financial wellness in the shortest time frame possible. Rest assured, your dedicated client services representative will be by your side every step of the way.

It is our mission to help you take control of your debt and restructure it in a way that’s affordable and in your best interest. See what we’ve recently done for our clients.

Talk to us.
We’d love to hear from you.

The Commonwealth Group can help you consolidate all of your high interest credit card balances into one lower, fixed program payment. If your monthly minimum payments are becoming difficult to pay or your interest rates are just too high, then a debt restructuring program might be just the answer you have been looking for.

Call us anytime to speak to one of our consultants for a FREE, no obligation consultation. We’d be happy to answer all of your questions. Our trained, experienced and friendly staff will work with you to define your goals, assess your financial situation, and personalize a debt restructuring program that’s best for you.

Call us at 866-212-7677 or drop us an email at


Monday – Friday 9:00am to 5:00pm (ET)